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This was my 2nd mortgage with Ray, as well as 2 mortgage refinancing (4 experiences in total). I can confirm that after a total of 4 different experiences with him, Ray is terrific — super smart, helpful, and quick with the turnaround. In fact, my brother is a loan officer in Colorado (not licensed to do loans in DC) and he reviewed Ray’s work and found him to be extremely fair and professional, which was reassuring when putting your trust in someone with your mortgage.

Emily O., Washington, DC

Home Purchase – October 2016

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