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Simply outstanding experience. We had been working with our current bank, a large nationwide bank, to refinance our mortgage. The large bank was unresponsive and made us feel as if they were doing us a favor by engaging. After two and a half months of utter frustration, we decided to look elsewhere and found Ray. What a breath of fresh air. Ray was very responsive, contacting us both via phone and email, to every question and concern we had. He laid out our options clearly and ended up recommending the most cost effective option that our original bank hadn’t even raised with us as an option. Ray was extremely flexible, particularly helping us get to close sooner than planned due to my husband’s unforeseen travel. He is a very friendly, intelligent and kind broker who truly wants to do his best by his clients. I will recommend him to all of my friends and will come back to him when we look to purchase our next property.

Raj A., Bethesda, MD

Mortgage Refinance – November 2015

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