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I’ve known Ray for a long time from the first mortgage refinance he did for me. I’m not sure, but I’d have to say it’s been a good 20 years. As with that very first mortgage refinance, this most recent one was as smooth and easy as possible. No one I’ve ever dealt with has made getting a mortgage, loan, or home as easy as Ray and his team. It’s certainly one of the big reasons that keep me coming back to Ray. Not only has Ray always been a great help with this, but he’s also always been extremely helpful with financial advice in general. He’s extremely knowledgeable all-around. I consider him a friend, a confidant, and someone I consider very fortunate to have included in my circle of “go-to guys.” My thanks again to Ray, his team, everyone at MC Financial.

Patrick & Erica S., Middletown, MD

Mortgage Refinance – October 2016

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