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Ray’s great. Everything always is with Ray and his team is good and Ray is very thorough, clear and things come through as he said they would come through, which is not always the case with a bank. You know sometimes they tell you something then you have other fees or what not. Ray is great as he is very clear, accurate and that is very helpful.

Susette R., Washington, DC

Mortgage Refinance – March 2016

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