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Loan Programs

Jumbo Home Loan

If You Need A Jumbo Home Loan, Our Lending Team Will Handle Your Mortgage Quickly And Efficiently

Jumbo loans are available up to $900,000 with no adjustment to rate, but can go up to $2 million. Available for refinances or purchases, mortgage insurance is not required. Jumbo loans can be financed as a 15 or 30-year fixed rate mortgage or as a competitive ARM product. Jumbo loans have loan amounts in excess of the conforming loan limit (based on property location) set by Fannie Mae and Freddie Mac.

  • Also known as non-conforming loans.
  • Typically carry higher interest rates.

For homebuyers with the following consideration points:

  • Homebuyers who need financing to purchase a more expensive property.
  • Investment-minded buyers who can make a large purchase, but want to leverage their assets more effectively.

203K  FHA Streamline

Similar guidelines as the FHA loan but with the ability to finance qualified home improvements on a purchase or a refinance up to $45,000 with approved Energy Efficient improvements. These improvements can be for many different reasons, such as a new roof, gutters, kitchen or bathroom remodeling, finishing a basement, painting, heating / air conditioning, electrical and plumbing repairs – just to name a few. Luxury additions, such as pools and structural repairs are not allowed. The loan offers a 50% draw on the improvements at closing and the remainder once the work has been completed. The work must be completed within 60-days of closing.

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Loan Programs

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