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Jumbo Home Loan

$2,000,000 with only  5% Down — $3,000,000 with only 10% Down

Super Jumbo Loans, only 5% Down & No Mortgage Insurance (MI)

5/1 and 7/1 ARMs, features include:

  • Only 5% Down for Purchase and Rate/Term Refinances to $2,000,000 with 740 FICO and 9 months’ reserves, No MI.
  • Only 10% Down for Purchase and Rate/Term Refinances to $3,000,000 with 740 FICO and 9 months’ reserves, No MI.
  • Interest-Only ARM loans up to $3,000,000 with only 10% Down and 740 FICO or 25% Down with 700 FICO.
  • DTI Ratios to 45%
  • Cash-out refinancing to $500,000 cash-in-hand or $750,000 for debt consolidation or debts to be paid at closing.
  • Delayed financing for cash buyers allowed.
  • Allowed to qualify with Asset Depletion.
  • 100% gift funds permitted from family members.
  • 1-4 unit properties, 1 unit Co-operatives, PUDS, warrantable and non-warrantable condos allowed!

 

Jumbo Loan

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