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Loan Programs

Conventional Loans

MC Financial May Consider That A Conventional Mortgage Loan Is The Best Option For Your New Home Loan

Conventional loans are also available with low down payment requirements (with qualifying credit requirements). Conventional loans are backed by Fannie Mae or Freddie Mac and in some cases a portfolio bank.

Conventional loans can be used to finance second homes, investment properties, single family residences, and condos. Conventional loans with 80% or lower LTV (Loan-to-Value) ratio will not require mortgage insurance added to the payment.

Conventional loans are also a good option when considering a condo that is not approved by FHA or VA. Conventional loans can be financed as a 10 to 30 year fixed, as well as 7/1, 5/1, 3/1, and a 1/1 adjustable rate mortgage (ARM).

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