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  • LOAN PORTAL

JUMBO LOANS


$2,000,000 with only  5% Down -- $3,000,000 with only 10% Down

Super Jumbo Loans, only 5% Down & No Mortgage Insurance (MI)

 

5/1 and 7/1 ARMs, features include:

 

  • Only 5% Down for Purchase and Rate/Term Refinances to $2,000,000 with 740 FICO and 9 months' reserves, No MI.

 

  • Only 10% Down for Purchase and Rate/Term Refinances to $3,000,000 with 740 FICO and 9 months' reserves, No MI.

 

  • Interest-Only ARM loans up to $3,000,000 with only 10% Down and 740 FICO or 25% Down with 700 FICO.

 

  • DTI Ratios to 45%

 

  • Cash-out refinancing to $500,000 cash-in-hand or $750,000 for debt consolidation or debts to be paid at closing.

 

  • Delayed financing for cash buyers allowed.

 

  • Allowed to qualify with Asset Depletion.

 

  • 100% gift funds permitted from family members.

 

  • 1-4 unit properties, 1 unit Co-operatives, PUDS, warrantable and non-warrantable condos allowed!
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About MCF Mortgage

 

We have built a strong reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, Pennsylvania, Texas, Virginia and Washington DC.

 

MCF Mortgage NMLS #1061701

www.nmlsconsumeraccess.org

Corporate Headquarters

 

3 Bethesda Metro Center, Suite 700, Bethesda, MD 20814

301-761-2278 | ray@raypcruz.com

About MCF Mortgage

 

We have built a strong reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, Pennsylvania, Texas, Virginia and Washington DC.

 

MCF Mortgage NMLS #1061701

www.nmlsconsumeraccess.org