FIND OUT HOW I CAN HELP YOU WITH

MY LOAN PROGRAMS


PORTFOLIO

CONVENTIONAL

FOREIGN NATIONAL

JUMBO

USDA

REVERSE MORTGAGE

ALL IN ONE

INVESTOR

HARP

VA

FHA

NEW CONSTRUCTION


"Integrity is the cornerstone of my business and I believe a mortgage should be about building relationships and helping you achieve your home financing goals." - Ray P. Cruz


Meet My

Outstanding

Team

 

RAY P. CRUZ

Mortgage Banker

SEFTON R. ROBINSON

Mortgage Banker

AMIR GUERAMI

Mortgage Banker

JESSICA GONZALEZ

Processing Manager

MARIO BLAUTZIK

Mortgage Banker

PHIL TREEM

Chief eXperience Officer


My Clients Love Me

Amazing Experience!

 

Ray went above and beyond! As a first time home buyer, I had many questions throughout the entire process. Ray was professional every step of the way and answered all of my questions thoroughly. I have already started recommending him to friends and family and will not hesitate to use him again in the future.

 

Diana M., Rockville, MD