FIND OUT HOW I CAN HELP YOU WITH
MY LOAN PROGRAMS
ALL IN ONE
CONVENTIONAL
PORTFOLIO
JUMBO
VA
FHA
REVERSE MORTGAGE
USDA
"Integrity is the cornerstone of my business and I believe a mortgage should be about building relationships and helping you achieve your home financing goals." - Ray P. Cruz
Meet My
Outstanding
Team
RAY P. CRUZ
Mortgage Planner
AMIR GUERAMI
Mortgage Planner
JESSICA GONZALEZ
Processing Manager
SEFTON R. ROBINSON
Mortgage Marketing Manager
PHIL TREEM
Chief eXperience Officer
My Clients Love Me
Amazing Experience!
Ray went above and beyond! As a first-time home buyer, I had many questions throughout the entire process. Ray was professional every step of the way and answered all my questions thoroughly. I have already started recommending him to friends and family and will not hesitate to use him again in the future.
Diana M., Rockville, MD